More Than Terrorism Insurance: Child Talk

For those that smugly thought terrorism was something remote, realty has unfortunately proven otherwise. For the longest time, it was a genuine need to procure international travel insurance for business employees as well as tourists and volunteers traveling overseas so that coverage would be provided against the modern evils.

Today, terror rears its ugly head not only in the troubled spots corners of Africa and Asia, but also in the western world. Europe is not immune. Certainly France and Belgium have recently suffered immensely from the extremist activity. Now we are facing a new and ugly reality in own home backyards, causing losses, and damages on personal property and human life.

While the Twin Tower catastrophe of 9/11 has paved the way for a new look at US terrorism insurance and commercial coverage, the current wave of terror related violence that has reached regions within our shores is something that no one is prepared to confront emotionally as well.

Of course those least equipped for the tragedies are the children. Indeed, the publicity these terrible acts get makes it nigh impossible to shield our young ones from the brutality of it all. How do we assuage the effects of something so troubling?

Across the board, psychiatrists and psychologists are encouraging parents and educators to hold face to face talks with kids about their fears. Tell kids that it is natural to be fearful, they say. Validate their feelings, they add. Thereafter, the professional advisers say that adults need to speak to children about ways to draw comfort and solace. Everyone needs to heal from the impact of a terror attack, ever so much more so the youngsters who cannot rely on life experience to assist them in doing so.

What to Say to a Child following a Terror Attack

Mothers, fathers and educators should encourage kids to talk about the fear they feel as a result of the events of terror that they are hearing about. In general, it is natural to be disturbed about the violence and it is equally normal to be afraid for one’s own safety.

Tell kids about how others react to the tragic chain of events. There are those so impacted by the terror that they shut themselves off from the reality of things by not responding at all. This of course is not a healthy recourse. Explain to children that it is good to let their emotions out by talking about it to parents, teachers and their buddies. Calm your child down by explaining that the violence occurred far from your home, school and any business they frequent. Explain to him or her that there is little likelihood for such a terrible thing to happen near them.

Remember to also explain that just because the bad people in this case belonged to the same religion as others or dress in the same manner as others they see does not mean all folks like that share liability for the bad. Teach your child to respect all people that do not hurt others. Encourage your child to vent his fear and anger by engaging in productive activities, like helping others – perhaps by writing notes of thanks to those that assisted the victims of a terror attack or by sending homemade drawings to them or by helping to raise money for the victims in some manner. Finally, try to get kids to follow a regular sleep and activity routine, underscoring a healthy and healing lifestyle.

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